The Future in Finance is Here - Built for Us, by Us.
CIVYL is reimagining banking for real people - no fees, no discrimination, just access. Join our waitlist to be the first to experience it.
CIVYL Financial™ – Our Core Services
1. Fee-Free Digital Banking
Enjoy a modern mobile banking experience with no monthly fees, no minimums, and no overdraft charges—because your money should work for you.
2. Early Direct Deposit
Get your paycheck up to 2 days early with eligible direct deposit—helping you stay ahead of bills and life’s demands.
3. Mobile Check Cashing
Deposit checks remotely by simply snapping a photo in the app. Fast, secure, and hassle-free.
4. CIVYL Debit Card
Use your contactless CIVYL™ Debit Card anywhere Mastercard is accepted—online, in-store, or in your digital wallet.
5. Instant Peer-to-Peer Transfers
Send and receive money instantly from friends and family, right from your mobile phone.
6. Financial Education & Credit Building Tools
Access free financial literacy tools, budgeting support, and resources to help build or repair credit and improve financial health.
7. Referral Rewards & Cashback Perks
Earn cash rewards when you refer friends or shop at partner businesses that uplift the community.
CIVYL Financial – FTC/UDAAP Disclosure
At CIVYL Financial, we believe financial services should be built on trust, fairness, and transparency. We are fully committed to complying with all applicable consumer protection laws, including those enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) under the UDAAP provisions (Unfair, Deceptive, or Abusive Acts or Practices).
WHAT THIS MEANS FOR YOU:
If you ever feel something we’ve done doesn’t live up to this standard, please contact us directly at compliance@civylfinancial.com so we can investigate and make it right.
Your financial peace of mind is our top priority.
We’re building the future of banking—with integrity.
© 2025 Civil Financial Inc. All Rights Reserved.
CIVYL® is a financial technology company, not a bank. Banking services are provided by partner banks. Your funds are held in Members FDIC-insured accounts, up to $250,000.00.
Email: support@bankwithcivyl.com
Business Hours: Mon - Fri 9:00 AM - 7:00 PM ET
Follow on IG @civyl.app
Powered by CPH
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.